Tax Liens are the #1 most effective tool the IRS has for collecting on back taxes.
It's hard to get these bad
boys off your credit report.
And I'm afraid I have even more bad Tax Lien news...
When you finally pay off your tax debt...your Tax Lien remains on your credit report for seven years! You can't remove the Tax Liens from your credit report until they've expired.
This guide will teach you how to Remove Expired Tax Liens from your credit report.
1. Get Copies: You're allowed one free copy of your credit reports annually, so use AnnualCreditReport.com to get a copy of your Equifax, Experian, and TransUnion reports.
2. Review: Check your credit report, if your debt was paid seven years ago and the Tax Liens haven't been removed, you need to dispute the information with the credit reporting agencies.
3. Dispute: You can send an email or letters to the agencies with your dispute. Make sure you keep the emails and letters for your records.
P.O. Box 740241
Atlanta, GA 30374-0241
P.O. Box 2104
Allen, TX 75013
P.O. Box 1000
Chester, PA 19022
4. Send Proof: Make sure you attach documents that prove when the tax debt was paid with your formal dispute to the credit reporting agencies.
5. 30 Days: After 30 days the Credit Reporting Agency should reply with a new copy of your credit report reflecting the changes.